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The membership statement, prospectus, the brand new prospectus complement, and you may people free-creating prospectuses, for instance the mortgage agenda, which are recorded to the U
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dos. The new prospectus enhance defined the borrowed funds-to-really worth proportion, otherwise LTV, while the “ratio of your dominating equilibrium of such home mortgage from the day out-of devotion in order to (a) in the example of a purchase, the new minimal of the sales price of the fresh mortgaged assets and you can the appraised well worth at the time of profit or (b) in the example of an effective refinancing or amendment, the newest appraised worth of this new mortgaged assets at the time of the fresh refinancing or modification.” [Back]
3. The latest prospectus supplement defined the new joint mortgage-to-really worth proportion, otherwise CLTV, due to the fact “new proportion of dominating equilibrium of your 2nd-lien real estate loan, aided by the a good harmony of associated first-lien home loan, from the date from commitment so you can (a) regarding a buy, the fresh new minimal of your own revenue price of new mortgaged property and you may their appraised value in the course of sale or (b) when it comes to an excellent refinancing or amendment, the brand new appraised property value the new mortgaged assets in the course of this new refinancing otherwise amendment.” [Back]